Being involved in a road accident is perhaps the worst fear that any driver would ever face. The thought of losing a loved one of getting hurt in a wreck is scary, to say the least. But what happens when you find yourself in that situation?
After an accident, you are bound to feel confused, overwhelmed, angry, sad, and a host of other emotions, all wrapped into one. It’s even more aggravating when the accident is as a result of someone else’s negligence or careless acts. However, since it’s already happened, the only thing that you can do is to ensure that the at-fault driver takes responsibility for their actions and cater for any cost that you will incur treating the resulting injuries as well as fixing the damages. So, that leads us to the question, how do you settle a car accident claim?
Settling your car accident claim can be easy and hard depending on who or what you know about the process. Proving fault in a car accident case can be challenging. This is especially true when you have no idea where to begin or what to present to support your claim. Without adequate evidence that the other party was indeed at fault for the accident, it will be your word against the defendant’s insurance company. Unfortunately, that will almost always lead to an unfair settlement, and sometimes, nothing at all.
Since you will be dealing with the other driver’s insurance company, you’ll need to collect information while you’re still at the scene of the accident. Some of this information includes the other driver’s name contact information, and insurance company, witness information, as well as the details of any police officer who makes it to the scene. You can also take photographs of everything, including the position of the cars, marks on the road, number plates, weather and even the damages on the vehicles.
To recover your losses, you’ll need to convince the insurance company that their client was at fault, and the best way to do that is to provide them with adequate supporting documents. Keep in mind that the insurance firm isn’t obligated to reach a compensation agreement with you, so at some point, they may tell you something like, “This is the best offer we can get you, if you aren’t okay with it, then file a claim.” It’s at this point that many victims end up accepting the offer. But you don’t have to.
The best way to go about your car accident claim is to lawyer up. You’re already in pain, and it would be difficult trying to follow through with your settlement claim while trying to get better. A lawyer will lift this burden from your shoulder and ensure that you get the best possible compensation for your injuries and damages. They can even help you recover for the emotional suffering and pain, which is not usually included in insurance. And the best part is most of these lawyers work on a contingency fee basis, meaning you only pay them after you recover your compensation – so it’s safe to say that your win is their win too.